Last updated: October 2026
⚠️ Important: CheckAfford.com provides calculators and articles for educational and informational purposes only. This is not financial advice. Always consult a qualified professional before making financial decisions.
By accessing or using CheckAfford.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site. The Site is operated by Elba Nabetcy Guissepe Avalo.
These terms apply to all visitors and users of the Site.
CheckAfford.com offers free online calculators that estimate affordability for auto loans, mortgages, personal loans, Buy Now Pay Later (BNPL) plans and debt payoff, based on the figures you enter, plus educational articles about personal finance.
Calculations run in your browser using standard financial formulas. Results are estimates and may differ from the terms a lender actually offers you.
Nothing on the Site is financial, legal, tax, accounting or investment advice, and using the Site does not create a professional relationship between you and us.
We encourage you to speak with a qualified professional, such as a lender, HUD-approved housing counselor or nonprofit credit counselor, before taking on or changing any loan or credit product.
CheckAfford.com is not a lender, broker, financial advisor or credit counselor. We do not guarantee loan approval, any interest rate, or any financial outcome.
We work to keep our calculators and articles accurate, and our articles show the month they were last updated. Even so, we make no warranty that the content is complete, current or error-free.
Interest rates, lender requirements, tax rules and consumer-credit practices change often. Your actual payments and costs depend on your credit profile, the lender's policies, market conditions and other factors our calculators cannot see. Verify important figures with the lender or provider before you decide.
You agree not to misuse the Site. In particular, you will not:
CheckAfford.com participates in affiliate marketing programs. Some links are affiliate links, meaning we may earn a commission if you click through and complete an application or transaction with a third-party provider, at no extra cost to you.
This compensation does not change our calculator results or the information in our articles. Affiliate links are not endorsements; evaluate any financial product on its own merits before applying.
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To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive damages arising from your use of, or inability to use, the Site, including financial losses resulting from decisions you make based on calculator results or articles.
The Site contains links to third-party websites for your convenience. We do not control those sites and are not responsible for their content, products, policies or any loss that may result from using them.
We may change, suspend or discontinue any part of the Site at any time without notice. We do not guarantee that the Site will always be available or uninterrupted.
We may update these Terms from time to time. Changes take effect when posted, and the “Last updated” date above will change. Continuing to use the Site after a change means you accept the updated Terms.
These Terms are governed by the laws of the United States and, where applicable, the state law that governs the Site's operator, without regard to conflict-of-law rules. Any dispute will be resolved under applicable law.
Questions about these Terms? Contact us:
CheckAfford.com
Elba Nabetcy Guissepe Avalo
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