Last updated: May 2025
⚠️ Important: CheckAfford.com provides financial calculators for educational and informational purposes only. This is not financial advice. Always consult a qualified financial advisor before making financial decisions.
By accessing or using CheckAfford.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
These terms apply to all visitors, users, and others who access or use the website.
CheckAfford.com provides free online calculators designed to help users estimate loan affordability based on their self-reported financial information. Our tools include calculators for personal loans, auto loans, mortgages, Buy Now Pay Later (BNPL) plans, and debt payoff scenarios.
All calculations are performed in your browser using standard financial formulas. Results are estimates only and may differ from actual loan terms offered by lenders.
The information and results provided by CheckAfford.com are for educational and informational purposes only. Nothing on this website constitutes financial, legal, tax, or investment advice.
We strongly recommend that you consult with a qualified financial advisor, lender, or other financial professional before making any financial decisions, including taking out any loan or credit product.
CheckAfford.com is not a lender, broker, financial advisor, or credit counselor. We do not guarantee loan approval, specific interest rates, or any specific financial outcome.
While we strive to provide accurate and up-to-date information, CheckAfford.com makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information and calculations provided.
Actual loan payments, interest rates, and total costs will depend on factors including your credit score, lender policies, market conditions, and other variables that our calculators cannot account for.
CheckAfford.com participates in affiliate marketing programs. Some links on our website are affiliate links, meaning we may receive a commission if you click through and complete an application or transaction with a third-party financial service provider.
This compensation does not influence our calculator results, financial information, or editorial content. We only link to services that we believe may be useful to our users.
Affiliate links are not endorsements of the linked services. You should independently evaluate any financial product before applying.
CheckAfford.com displays advertisements served by Google AdSense and potentially other advertising networks. These advertisements are clearly distinguishable from our editorial content.
We do not endorse the products or services advertised through these networks. Advertisers have no influence over our calculator results or financial information.
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You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.
To the fullest extent permitted by law, CheckAfford.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our website or its tools.
This includes but is not limited to financial losses resulting from decisions made based on our calculator results. Our tools are provided "as is" without any warranty.
Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the site following the posting of changes constitutes your acceptance of those changes.
These Terms of Use shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in accordance with applicable law.
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